How does EMV® 3-D Secure help the meet PSD2 SCA requirements?

September 7, 2020

As online shopping continues to grow in usage and volume, it is important to offer more secure remote payments. EMV® 3-D Secure (3DS) is an authentication protocol that can help to achieve this. Further, its use can help meet PSD2 Strong Customer Authentication (SCA) regulatory requirements, which will be enforced in the European Economic Area by 31 December 2020 and by 14 September 2021 in the UK.

To help retailers, associations and payment industry stakeholders understand the role that EMV 3DS can play in supporting two-factor authenticated payments, EMVCo has produced an educational webcast.

It explores how the EMV 3DS Specification can help support retailers and the payments community in providing advanced authentication methods, enabling security and convenience for consumers while meeting regulatory requirements.

We hope the webcast provides you with useful information for any future articles you are writing about SCA, particularly as the European deadline approaches.

To view, share or embed the video, visit:

By listening to this recording, you will learn about:

  • The role of technical body EMVCo and the EMV 3DS Specification
  • How EMV 3DS supports SCA by enabling the use of two-factor authentication, as required by PSD2
  • The ability of EMV 3DS to authenticate across e-commerce channels and connected devices, promoting customer familiarity, convenience and security
  • How EMV 3DS supports exemptions as defined in the Regulatory Technical Standards to help reduce friction at the checkout
  • How EMVCo collaborates with payment and technology communities to evolve EMV 3DS in line with technical and business needs

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